Recovering from Storm Damage
Storm Damage is something we all hope we never have to face. Depending what part of the country you live in puts you at higher risk then other places. As we all have seen that living in Oklahoma carries a high risk of tornadoes, while living in the Southern Eastern states are at higher risk for Hurricanes and so forth for other disasters through out the country due to bad weather.
Determining your Storm Damage Costs
If you were one of the unfortunate ones that have been affected due to storm damage, you face a decision on what you must do to get things repaired. Depending on the extent of damage done to your home, you need to decide is it less expensive to fix it yourself or call your insurance company and file a claim. Of course if your home is destroyed by a tornado, your first call should be to your insurance company. Most insurance companies will send someone out to evaluate and calculate the costs of your damage, there is no cost for this as most insurance companies have restoration departments that will have handle the claim from beginning to end and make sure your home is repaired to your liking, but some insurance companies are harder to work with than others, so its important you totally understand what is covered and not covered in your insurance policy. Most reputable insurance companies will work with you, but the more you know about your policy, the more likely you will get things restored to the way you want.
You also could Contact the NSDC and have them come out and give you a complete evaluation of the damage and set you up to work with a Restoration contractor. There is no charge for the inspection or are you obligated to buy anything. NSDC Contractors are reputable contractors that specialize in storm damage and will work with your insurance company to get the repairs done properly and fairly.
My Storm Damage isn’t that bad, I think I can have it fixed myself.
Also, Recovering from Storm Damage, maybe you are fortunate enough that any storm damage you have isnt bad enough to call your insurance company, especially if you have a high deductible on your policy. You may find out that you can either repair the damage yourself or call a contractor and still be less than paying your deductible and avoiding the insurance company all together. The less claims you make with your insurance company the better so if you ever have a real disaster, you know they won’t drop you or decline a claim due to to many other smaller claims.
So if you choose to make the repairs yourself, then the best thing you can do is continue reading this and visit other areas of our Remodel Cost Guide which is totally geared at helping you estimate the costs of doing repairs or remodeling, to even have free quotes if you should need a professional contractor come out.
Regardless, storm damage can be devastating, great or small, especially if you don’t know what to do or who to call. But with a little research such as reading information similar to what’s on this website can help you understand what you need to do and what you can expect when getting your home repaired.